Terms & Conditions
Last updated: January 15, 2026
These Terms & Conditions (hereinafter: "Terms") govern your use of the website zencrivo.com operated by Zencrivo d.o.o. By using this website, you accept these Terms in their entirety. If you do not agree with any part of these Terms, please do not use our website.
1. Operator information
The website zencrivo.com is operated by: Zencrivo d.o.o. Ilica 256, 10000 Zagreb, Croatia OIB: 47293018564 MBS: 081472953 Registered at the Commercial Court in Zagreb Share capital: EUR 20,000.00, fully paid Email: info@zencrivo.com
2. Scope and purpose
This website serves informational purposes about crowdfunding in the real estate sector in the Republic of Croatia. The content of the website does not constitute financial, investment, legal, or tax advice. Information published on the site cannot replace professional advice from qualified experts. Zencrivo d.o.o. provides information about the concept of real estate crowdfunding and connects interested parties. All investment decisions are made by users independently and at their own risk.
3. User obligations
By using this website, you agree to: • Use the site only for lawful purposes and in accordance with these Terms • Not attempt unauthorized access to the system or interfere with site operations • Not use automated systems for data collection from the site without written approval • Provide accurate information when using the contact form • Not use the site for distributing unwanted content or malicious software
4. Intellectual property
All content on this website, including but not limited to text, graphics, logos, icons, images, audio and video materials, and software, is the property of Zencrivo d.o.o. or its licensors and is protected by copyright and intellectual property laws of the Republic of Croatia and international treaties. Without prior written approval from Zencrivo d.o.o., reproduction, distribution, public display, or any other form of use of the content of this website is prohibited.
5. Limitation of liability
Zencrivo d.o.o. makes reasonable efforts to ensure that the information on the website is accurate and up to date, but does not guarantee the completeness, accuracy, or reliability of the content. The website is provided "as is" and "as available". Zencrivo d.o.o. is not liable for: • Any direct or indirect damage resulting from the use or inability to use the website • Loss of data or business opportunities • Investment decisions made based on information from this site • Content of external websites linked from this site • Interruptions in site operation caused by technical issues or maintenance
6. External links
Our website may contain links to third-party websites. We do not control the content of those sites and do not assume responsibility for their content, privacy policies, or practices. Access to those sites is at your own risk.
7. Changes to Terms
We reserve the right to amend these Terms at any time. Amended Terms shall come into effect on the date of publication on the website. Continued use of the website after publication of changes shall be deemed acceptance of the amended Terms.
8. Governing law and jurisdiction
These Terms are governed by the laws of the Republic of Croatia. For all disputes arising from or in connection with the use of this website, the materially competent court in Zagreb, Republic of Croatia, shall have jurisdiction. In the event that any provision of these Terms is declared invalid or unenforceable, the remaining provisions shall remain in effect.
9. Contact
For any questions about these Terms of Use, please contact us: Zencrivo d.o.o. Ilica 256, 10000 Zagreb, Croatia Email: info@zencrivo.com Phone: +385 1 234 5678